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Qualifications and Criteria to Become Financial Advisors
Advisors are normally members of the Financial Planning Association (FPA).
- Financial advisors have a Bachelor’s Degree or higher.
- Financial Advisors have passed either the Financial Planners Certification Examination or the Life, Health, and Social Insurance License Law Examination.
- Financial Advisors have a required level of expertise when it comes to all different types of investments and how these investments will affect their clients’ financial future.
Duties and Responsibilities of Financial Advisors
Advisors are put in place to help educate clients about different financial strategies that could benefit them.
- Financial Advisors do not take orders from their clients but they will offer advice to help clients make or save money which will benefit them in the long run.
- Financial Advisors’ job is to understand their client’s financial goals and reach these goals by setting up a strategy that will help them get there.
- Financial Advisors must also disclose any conflicts of interests such as commissions, fees, or other forms of monetary gain to their clients.
Types of Financial Advisors
There are different types of Financial Advisors. Financial advisors can either fit into these categories or they can be a combination of two or more types. These are the most common Financial Advisor Types:
Fee-Only Financial Advisor
Fee-only Financial Advisors offer their clients advice and not any products. Their services do not include commissions and the Financial Advisor only gets paid by the client by either a flat rate fee or an hourly rate.
Fee-only Financial Advisors charge for their services but they will let their clients know how much before beginning to work.
Commission-Based Financial Advisor
Commission-based Financial Advisors are Financial Advisors that earn commissions from insurance or other products when they sell them to clients.
Commission-based Financial Advisors may also receive a fee from their clients in addition to the commissions. They normally charge a yearly fee for their services but they can also be paid hourly or by the project.
Fee-Based Financial Advisor
A fee-based Financial Advisor falls halfway between a commission-based Financial Advisor and a Fee-only Financial Advisor. A fee-based Financial Advisor gets paid a combination of both a commission and a fee from the client.
The Financial Advisor will receive a percentage of commissions from insurance or other products they sell to clients but will also charge a yearly fee for their services.
Financial Planner vs Financial Advisor
Financial Planners and Financial Advisors work by the same standards but Financial Planners have a higher set of standards.
Financial Planners are required to have Certified Financial Planner’s ( CFP ) after their names while Financial Advisors are not.
How Do Financial Advisors Work
Financial Advisors work by asking questions to understand their client’s financial situation.
Financial Advisors help their clients objectively see their money. This gives the Financial Advisor a better understanding of what actions they need to take to get them where they want to be financial.
Financial Advisors will usually ask the following questions:
- What types of investments does the client already have?
- How much money is needed to meet short-term and long-term goals?
- What are the client’s income sources?
- What are their expenses?
Financial Advisors also go over taxes with their clients. Financial Advisors make sure the client understands all their options when it comes to taxes.
Financial Advisors will help the client strategize on how best to reduce their tax bills while still spending money on things they need.
Benefits of Having a Financial Advisor

The benefits of having a Financial Advisor are that Financial Advisors can help clients by:
Helping Them Stay on Track
Financial Advisors can help their clients stay on track. Financial Advisors can remind the client of savings and investment goals to make sure they are meeting them.
Offering Objective Advice
Financial Advisors will give their clients objective advice about their money without bias or influence from others. Financial Advisors also offer financial education to clients so they can be well educated when it comes to financial decisions.
Plan for Emergencies
Financial Advisors help their clients prepare for the unknown by planning for things like medical emergencies and other financial emergencies. Financial Advisors will explore different options with their clients so they can be financially prepared in case something happens.
Financial Advisors also help clients get money when needed such as putting together a Financial Plan for parents to get money for a down payment on a house or Financial Plan for children who want their own Financial Future.
Taxes
Financial Advisors help clients by finding tax savings and deductions they qualify for when filing their taxes. Financial Advisors make sure their client’s money is being spent in the best way possible for them so they get the most out of their money.
Save on Fees
Financial Advisors are usually paid by the hour or by project instead of being paid commission. Financial Advisors don’t have to worry about sales quotas so they can focus more on helping their clients know how to invest for Financial Success.
What You Should Look For When Choosing Financial Advisors
Since Financial Advisors are not regulated, finding the right Financial Advisor for you will be important in getting the best service possible. Here are some factors that should be considered when finding Financial Advisors:
1. Experience
Financial Advisors should be experienced in the field of finance. The more experience they have, the better service you will receive.
2. Licensing and Financial Industry Experience
Financial Advisors should be licensed and knowledgeable about various products that can help their clients. Financial Advisors’ knowledge should encompass all Financial Areas.
3. Fee Structure
Financial Advisors are usually paid either hourly or by project so they can focus more on helping their client know how to invest for Financial Success.
4. Client relationship
A successful Financial Advisor will develop long-lasting Client Relationships. Financial Advisors who are good Financial Advisors will promise Financial Success and not Financial Products.
5. Relationships
Financial Advisors should be in good standing with Financial Institutions to help their clients by finding out Financial Information about different Financial Institutions.
6. Income Levels
Financial Advisors should know Financial products that can help clients regardless of their Financial Income Level.
7. Client’s Goals
Financial Advisors should be able to Financial Align with their client by finding out what Financial Goals they are trying to achieve then using Financial Products that can help clients meet those goals.
8. Other Qualities
Financial Advisors should have Financial knowledge about tax benefits, Financial Planning, Retirement, etc. Financial Advisors should be able to help their clients in Financial Situations and not Financial Products.
Knowing the right qualifications of a good financial advisor is one thing but finding the right one for you is another. Interviewing a couple of financial advisors may be the best way to know which one is best for you. To know what good questions to ask a financial advisor, read this article: 12 Questions to Ask a Financial Advisor
Final Thoughts
Finding a Financial Advisor can be a Financial Advantage for any Financial Situation. Financial Advisors will take the time to determine what Financial Goals they want to achieve then use Financial Products that can help clients meet those goals.